Had an older Titan, exhaust manifolds crack... they are integrated with the cat and very expensive to replace. It was one repair after another on mine, but if you can find one with the manifolds recently replaced it would be worth taking a look at. That repair alone could cost you more than...
If you didn't draw your breaks tag this might make you feel better?
https://www.montanaoutdoor.com/2022/04/missouri-river-breaks-elk-surveys-completed/
I did an out of state NM hunt this fall. We were successful, but I wouldn't do it again unless it was for one of the northern units that are very hard to draw. Deer were pretty few and far between. Elk is a different story...
I think when you mentioned the target retirement fund folks assumed it was in regards to retirement.
Good for you for doing some research before dumping money into something. I own both of those Vanguard funds (growth and total market). Not overly exciting but very low risk as well if...
I use Vanguard, and although I do my own investments I know they have advisors that can help. I would recommend this as well.
To answer your question though the Total Stock Market is a safe fund that will follow the market, VIGAX looks to be large cap. I wouldn't do the target retirement...
Outdoor Research Helium. Can find OR on sale during the year and I don't really care if they are only solids, don't use them enough to justify higher priced gear.