Never heard of herWho is Dave Ramsey?
Never heard of herWho is Dave Ramsey?
LMFAOA once wealthy man was asked what he spent all his money on, he replied I spent it all on alcohol, women and gambling the rest I just wasted.
You’ve met my soon to be ex-wife, huh?Are they trying to imply that having a few high rises, a car, and a bag of money brings mental stability? I'd say that if that's what they believe, then they have some mental instabilities. On the other hand, there are a ton of people out there that "just have to have" the latest and greatest whenever that comes out. They have similar instabilities as well. Bottom line is......there are a heck of a lot instabilities out there these days, regardless what their wealth and material state is.
Agreed, his system isn't for people trying to become financially independent as he calls. It's really for people with self control issues. He's more of a therapist than anything. I find it a joke, but if it helps someone in a bad spot then I can see the usefullness of it.There's no doubt that Dave's system works. I use a similar concept. However, I think his system is to spenders what AA is for actual Alcoholics. Some people can't control themselves with $$ and need a strict system with lots of rules that keep them inside of their income. I personally just avoid debt as much as possible and pay it off quickly when I feel that its the better option.
Bottom line, you don't need good gear to kill shit, you just need time.
My wife and I, every time we've gotten raises or little windfalls we've directed them to our retirement or kids' expenses. We've essentially maintained the same quality of life/lifestyle for 10 years or so despite our salaries rising ~70% in that timeframe.
I still apply in 5 states and have had 2 western tags every year the last few years, this year I think I'll have 3, and then spend a decent amount of time in my home state.
I buy gear that lasts, or I think I can sell, and I buy a lot used. Had my first bow for 6 years before I upgraded. I have one rifle I'd take on a western hunt. I don't think these Sitka Ascent pants are ever going to die.
Bottom line, you don't need good gear to kill shit, you just need time.
The "Heat" school of financial management*.These threads always go down the wrong rabbit hole of solutions.
Here’s the advice:
Don’t get married, don’t formally co-habitate.
Get yourself a GF younger than you, preferably with no kids of her own, the older you get the greater the age difference. When she starts complaining about your hobbies, trade up and get yourself a new one, preferably younger and hotter. Spend your money however you see fit that best benefits you. Never, ever put yourself in a relationship situation where you have to ask permission to something you want to do.
If you really want to have kids, wait until you are at least in your late 30s if not early 40s when you’ve hit your financial stride. Marry you a nice young lady in her “babies rabies” phase of there abouts 28 years of age and be the kind of your castle.
Oh, sure, NOW you tell me...These threads always go down the wrong rabbit hole of solutions.
Here’s the advice:
Don’t get married, don’t formally co-habitate.
Get yourself a GF younger than you, preferably with no kids of her own, the older you get the greater the age difference. When she starts complaining about your hobbies, trade up and get yourself a new one, preferably younger and hotter. Spend your money however you see fit that best benefits you. Never, ever put yourself in a relationship situation where you have to ask permission to something you want to do.
If you really want to have kids, wait until you are at least in your late 30s if not early 40s when you’ve hit your financial stride. Marry you a nice young lady in her “babies rabies” phase of there abouts 28 years of age and be the kind of your castle.
or, build a life with someone who you love and trust and neither have to ask 'permission' as you are both walking to the same beat.........and have a LONG, HAPPY, FRUITFUL marriage. Trust me, its pretty awesome.
or, build a life with someone who you love and trust and neither have to ask 'permission' as you are both walking to the same beat.........and have a LONG, HAPPY, FRUITFUL marriage. Trust me, its pretty awesome.
This.or, build a life with someone who you love and trust and neither have to ask 'permission' as you are both walking to the same beat.........and have a LONG, HAPPY, FRUITFUL marriage. Trust me, its pretty awesome.