Is there a good way to avoid credit card interest on out of state bonus point apps? Right now I've got over $2000 sitting on my credit card from New Mexico and Colorado and I haven't done Wyoming or Idaho yet... I don't normally carry any credit card debt and I can pay the card off right now if I wanted to, but then when I get the tag fee refunded I will have $2000 of credit on my card that I don't want. It seems my only option is to carry the debt and pay the interest until it is refunded or pay it off now and end up with a large positive balance on my card by this summer. For you guys that do multiple out of state apps, is there a way to avoid this?