Finances for what in particular?I agree that if states made it mandatory to front the tag fees there wouldn't be high point holders. I'll play devil's advocate here but if states did make that mandatory don't you think that would somehow shut off/affect the "availability"/ "ability" (using these terms very loosely here) of those that don't have the finances?
Again, there are always OTC opportunities but if draw tags just become outright unaffordable to apply for every year for the average joe then does it make it some elitist thing?
I'll even counter my own devils advocate argument and say that it's not the states problem to worry about an individuals financial situation.
What it would do is make hunters prioritize instead of plastering the West/Mid-west with applications for points only.
Instead of applying for points for ALL species in 8-10+ states a year, maybe only 1-2-3 states and maybe only some species instead of all.
Wasn't that long ago you had to front the money, and points required to draw were a lot lower, IME.