Good comparison. I would have said glock but you have me second guessing my initial feelings. You summed it up well with your last two sentences. It really comes down to the individual here.
It's definitely something to shop around for. I've had quotes as high as $500/year, but like others have said, you should be able to get full coverage in the $100-$150 range
I have Kryptek. Not sure they even sell them anymore but they’ve worked great for me in wet conditions before but I’ve honestly stopped packing them in with me. Got to a point where a never used them.
Agreed, you save on weight and possible money on direct mount but, for me, you can’t put a price on the confidence that everything will stay where it’s supposed to with pic base and rings