How are they not one in the same?
How do you afford cancer treatments if you haven't saved up money? How do you pay for your own funeral, nursing home if necessary etc? Being debt free and saving isn't just reserved for investing and retiring. You are saving for healthcare, children's education, and your own death as well.
Last thing I want when I'm gone is my kids being stuck with any sort of funeral cost.
i think 1% of our population can pay for cancer treatment with their checkbooks. that is a LOT of savings. my stepdad had a treatment. IIRC it was $27,000 (i cant remember, it was a lot!!) a dose. daily. cancer money is mind blowing.
i would eat a bullet if i had to pay for it myself. i couldnt do it on savings alone.