atv insurance

skinnyindian

Senior Member
Joined
Mar 30, 2017
Messages
300
Location
Kansas
I'm looking to take my atv to Colorado for a 2nd season hunt and I am thinking about adding liability insurance. Do those of you who haul your atv have insurance, and approximately what does something like that cost? I do know that I have to register it with the state for $25. Thanks!
 

Haggin

Junior Member
Joined
Mar 10, 2020
Messages
18
Location
Nebraska
I have full coverage on mine, its pretty cheap, $75-100 per year (cant recall as it renews in January). Just liability was over half that so I figured if I wreck it, or it falls off the trailer I'm covered.

ETA - its a plain Honda Rancher, larger ATVs may be more.
 

Ross

Super Moderator
Staff member
Joined
Feb 24, 2012
Messages
3,565
Location
Liberty Lake, WA
for the price of these new machines i got a full coverage policy for about $10 a month well worth it
 
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skinnyindian

skinnyindian

Senior Member
Joined
Mar 30, 2017
Messages
300
Location
Kansas
Well that's a lot better than I was expecting! This is a 2016 Yamaha Kodiak so not a side by side. I'll check into a quote and it sounds like full coverage would be the way to go. Thanks!
 

Rytanfos

Junior Member
Joined
Sep 24, 2020
Messages
10
Location
TX
It's definitely something to shop around for. I've had quotes as high as $500/year, but like others have said, you should be able to get full coverage in the $100-$150 range
 

coop22250

Senior Member
Joined
Dec 19, 2016
Messages
2,034
Location
Palmer AK
Yup, carry full coverage because there’s a meth head out there somewhere looking for a fix. $100-150 per year, like trailer ins basically
 

Jbehredt

Senior Member
Joined
Mar 4, 2017
Messages
900
Location
Colorado
Some counties in CO require a certain level of coverage to operate an OHV in them. A drivers license as well. $11.50/mo for full coverage on our SxS.
 
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